Senior Legal Counsel

Overview

Job Description

Responsibilities

• - Counsel Affirm’s Business teams and other cross-functional stakeholders on relevant consumer financial services laws and regulations affecting new and existing products and services.
• - Support Affirm’s origination and servicing of loan and payment products.
• - Provide strategic advice regarding Australia consumer finance and protection laws.
• - Monitor legal and regulatory developments in consumer lending and servicing.
• - Be a trusted advisor and teammate, sharing legal and other expertise and support when needed.
• - Identify and evaluate business and legal risks and act as a trusted partner for creative legal problem-solving.
• - Draft terms and conditions, disclosures, review copy.
• - Create and solve initiatives related to new and existing Affirm products to ensure business partners are supported.
• - Ability to work independently, and learn other jurisdiction regulations and laws.

Required Skills

• - Ideal candidate will have 6+ years of related business, government, or fintech experience, preferably with a focus on Payments, Consumer Credit, Banking, or BNPL.
• - Relevant education. You’re a qualified lawyer in Australia, UK, Spain, or equivalent jurisdiction, with a minimum of 5 years, and ideally 7 years of professional legal experience.
• - Established expertise in all areas of the consumer credit lifecycle, including originations, underwriting, licensing, KYC/AML, servicing, credit reporting, & collections.
• - A combination of private practice and in-house experience is preferred.
• - A quick learner who genuinely enjoys legal analysis and collaboration in a fast-paced environment.
• - Experience developing creative approaches to legal challenges while providing business-focused legal advice.
• - Inquisitive and proactive in identifying risks and proposing creative and effective solutions.
• - Strong project management, critical thinking, creativity, and analytical skills.
• - Someone focused on maintaining positive relationships and trust with cross-functional business partners.
• - Passion for improving credit products and consumer experiences.

Benefits

• - Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
• - Employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
• - Flexible Spending Wallets for tech, food and lifestyle.
• - Away Days - wellness days to take off work and recharge.
• - Learning & Development programs.
• - Parental benefits.
• - Employee Resource & Community Groups.
• - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
• - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.